Guide to No Credit Check Mobile Phones

For people with bad credit, getting a contract deal is harder than ever. Providers are now more meticulous rejecting applications if you have a less than stellar credit rating. If you happen to be rejected once, twice or more times than you can remember, it’s time to consider getting a no credit check mobile phone instead. Below is a quick guide about this type of deal.

What are no credit check phones?

No credit check phones work just like any contract phone deal. You will get two major things as part of the package, which are your handset and your bundle plan. But there are also some differences. One, you won’t have as much choices when it comes to the handset selection considering that you have a bad credit score. Two, the bundle plan may not be as generous and finally, the monthly fee may be more costly than if you have a good credit score.

Who can apply for these deals?

If you live in the UK and you are at least 18 years old, you can apply for a no credit check phone. You should also be able to provide proof of income in order to get approved fast.

Why choose a no credit check phone?

There are many reasons why a no credit check phone may be advantageous but among the best reasons include a free handset. When you apply for this deal, you can get a handset. Even if it may not be the latest handset available, it’s still an attractive incentive most mobile users who need a new phone would quickly grab. You can also enjoy cheaper rates on your phone services provided that you picked the right bundle plan.

With no credit check phones, you also get a chance to boost your credit rating. The trick is to pay your monthly fee on time each month to avoid any penalties. If you keep the habit, chances are high that your payments will reflect on your credit history real soon and you’ll enjoy a boost for paying on time every time. Click here for added tips on how to boost your credit score.

Why not choose a no credit check phone?

You should not choose a no credit check phone if you don’t really need a new phone and you don’t need a bundle plan. This type of deal is only great financially if you know you’re going to get the most out of the deal. One way to get the most out of it is guarantee that you’re getting more than what you are paying for. You can do so by making sure your bundle plan is right for you and your handset is exactly what you want and need.